Thanks for being interested in the membership! Read ahead for why I think this is one of the best uses for your money even while paying off debt.

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Did you know that you can

  • get control of your income,
  • pay off your debt, and
  • actually put away money for retirement / kids college

FAST by living according to Biblical principles of Financial Management? 

Do you ever wonder why you never feel like you've got enough money? Here's the secret: odds are good you have enough. Pretty much everyone in Canada does! We have soooo much money here, and yet we're all broke. 

Why? 

Because we're not managing it, and certainly not according to biblical principles. 

Let me explain: debt is stealing your income. Every month hundreds, if not thousands of dollars are going out in payments to debt. When we pay off our debt, we have control of our greatest wealth building tool: our income. On the other hand, if you let debt stick around, have you noticed it just continues to grow? 

When you don't tell your money where to go, you wonder where it went. 

The big questions on my clients minds is...

How Can I Actually Live A DEBT FREE LIFE In Canada?

Many clients come to me frustrated and angry over their debt load.

I've been working with clients for over a year now after succeeding in our financial journey. Without getting any kind of raise, my wife and I went from making zero (in fact NEGATIVE) progress financially for the five years after my eldest son was born, to paying off $41,000 and building a $21,000 fully funded emergency fund, all in 25 months. 

We discovered the secret to making a budget work, how to work together on finances in our marriage, and how to actually get the debt PAID OFF. It's been such a life changing effect on our lives that I'm now I'm working to guide people towards the same amazing life changes in our online membership.


Now You Can Gain Control Of Your Finances Too.


Included with membership is

- A fully online on-demand course for Canadians (5 modules) on getting control of your finances,

- 3 videos of bonus content,

- Access to a private members-only forum to get encouragement, accountability, and making asking questions a BREEZE,

- and full recordings of all our past member calls.

Plus, since the membership is still relatively small, you'll get more 1-on-1 time and more small-group time than anyone will in the future!

Here's what you'll find inside the WePayOffDebt.ca Membership:


Course Curriculum

  Budgeting Done The Right Way
Available in days
days after you enroll
  Bonus Material!
Available in days
days after you enroll
  Membership Webinar Recordings
Available in days
days after you enroll
  Downloadable Tools / Worksheets
Available in days
days after you enroll

If you are ready to end the cycle of debt, control your finances, and change your family tree, then click the button below to join the membership today and get immediate access to the full course and member call recordings.

Plans Available


"These things work. Believe me. Follow WePayOffDebt.ca with Rob, and you will not be disappointed. I love the way he teaches...He will give you the encouragement you need...I'm so grateful we did what we did. So peaceful now. I know where I'm going, and believe me, in 5 or 6 or 7 years, I will pay off my main mortgage, which is the only debt we have left."

Charles K, Ontario.

"...The first month working with him, I was able to put aside about $500 in savings..."

Lemuel T., Ontario

"Thanks Rob for not only helping our finances but helping our marriage!!"

Thank you Rob for not only helping our finances but helping our marriage!! Words cannot express how grateful we are for teaching us the Seven Baby Steps to Financial Freedom.


My husband was often upset at me for overspending on the credit card and I was often upset with him because I still felt like a single. We shared everything on paper but still functioned with our own accounts trying to work as a team.


Rob taught us the importance of being unified and putting our accounts together. We also started a cash budget. We told every dollar where it was going to go on our monthly cash budget flow sheet!


Today we are debt free and the cash budget as become a lifestyle. It has given us the freedom to be generous with friends, family and charities. We are even going on a humanitarian trip soon!


Our process took about one to two years. It was hard because we had to own our denial of overspending (often blamed the increase in grocery prices for my high credit card bill), our lack of delaying gratification( I want a new kitchen like yesterday) and our lack of discipline( I don’t have time to do a budget).


Thank you Rob for your desire to teach others! You walk your talk!

Thank you for helping us stop fighting over money and instead becoming Financial Freedom Fighters for ourselves and others.


- John and Sherry A., Winnipeg

"I know I can count on Rob to guide me to a better financial future."

Getting your finances in order is such a daunting task and it's hard to know where to begin. When I took the Dave Ramsey course with Rob it gave me the starting point I was looking for. The baby steps has help and continuing to do so as I make better financial decisions and throughout the process I reached out to Rob for advice and/or questions I had and he was more than willing to help. Whether through email, phone and even in person.


I would definitely recommend Rob to anyone I know because his knowledge and his experience is priceless and my family and I are so grateful for all his help. I know I can count on Rob to guide me to a better financial future.

- Arianne B., Winnipeg

"Thanks to Rob’s help my husband and I... are now more motivated to keep working on better habits in order to reach our goals faster. "

We are so glad to have found out about Rob’s genuine interest in helping us learn how to better manage our finances.


I came across Rob’s services in a Dave Ramsey Facebook group and I am so grateful for this! Rob taught us some valuable lessons. We learned not only WHY budgeting the right way makes such a difference but HOW to do so. He explained things in such a clear and simple way, that I honestly think anyone would benefit from Rob’s support.


Thanks to Rob’s help my husband and I learned how to use the EVERYDOLLAR app! Also, we are now more motivated to keep working on better habits in order to reach our goals faster. 


Everything budget wise is so much clearer. And it’s actually become more enjoyable! Never thought I could say that.


I highly recommend a consultation with Rob-at minimum! His course and phone calls are a very affordable investment into a much better present and future.


- Sara H., Calgary

Do nothing, and you'll get more of the same.

  • You'll continue to feel like there's always more month left at the end of the money,
  • You'll be telling your kids by your actions that they should accept there's no other option: they MUST take out massive student loans for school, they MUST always have a car payment, and they CAN'T ever change their financial lives.
  • You'll be held to account by God on day that you lived in one of the wealthiest countries on the planet, and still couldn't succeed there.

There is HOPE and there IS a better way.

Plans Available


"I decide not to use anymore the credit card . Yesterday, i made a reservation of hotel and i told them that i want to use debt they just asked 250$ deposit and that it was all. So proud that i am not using credit card anymore. I want to attack my debt as my enemies. I have 69k in debt ( line of credit, credit card and cars loan) . I have a good income around 13k net each month....November income it will be around 26k, hoping to put 16k toward debt." - C. K., Ontario.


"I have paid off $873 worth of debt so far! I am grateful for your post about redoing the budget when you go over budget in a category. That has been what has made the biggest difference for me. I used to throw it out the window and say next month! Thanks to this group, I have changed my focus and really began to see the difference a budget and a vision can make." - K. T., Ontario.